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Pag-IBIG Contribution Calculator

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Estimate Pag-IBIG Fund (HDMF) contributions. Employee share is commonly 1% if monthly compensation is ₱1,500 or below, otherwise 2%. Employer share is commonly 2%, with a typical contribution base cap of ₱10,000.

Employee: 1% if monthly pay ≤ ₱1,500, else 2% of capped base. Employer: 2% of capped base. Cap commonly ₱10,000.

Disclaimer: For planning and education only. Pag-IBIG rates and maximum contribution bases can change. Verify with HDMF or your payroll provider.

FAQ

Why is there a ₱10,000 cap?

Many payroll setups compute Pag-IBIG on compensation up to ₱10,000, so the usual maximum employee and employer shares are ₱200 each at 2%. Confirm current HDMF rules for your case.

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